Posted by Mayank on April 2, 2014 in Personal Finance

google_ad_client = "ca-pub-6768296095576837"; google_ad_slot = "1166025475"; google_ad_width = 300; google_ad_height = 250; There are many personal finance websites and tools available, but there is none when it comes to personalization of the same. Because no two person can have the same income and expense in each category, it is a challenge to understand and make sense of the suggestions and incorporate them inRead More...

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Posted by Mayank on March 21, 2014 in Personal Finance

If you head over to Amazon, you will find quite a few products listed at huge discounts. Amazon makes it super easy for you to find products relevant to you, but it does not make it equally easy to find discounts relevant to you (and understandably so!). Say, you’re interested in the Amazon BestSeller Printer, Epson XP-310. You would be happy to see it listed for a particular discount price (it was listed at 40% discount when I wrote this pRead More...

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Posted by Mayank on March 20, 2014 in Personal Finance

I, along with my friend were planning to buy a heart rate monitor. We had narrowed our choice to Polar FT7 through Amazon (it had the least listing price), but we had not ordered it and were still reviewing similar products. One night, I had made my mind and went ahead with the purchase of the same. I bought Polar FT7 from Amazon for $78. Next day I informed my friend about my purchase and he told me that the price of Polar FT7 had dropped to $75Read More...

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Posted by Mayank on February 8, 2014 in Personal Finance

Credit cards when used irresponsibly become a cause of ills in our daily lives. It is interesting to note that Chase Slate is one credit card, which promises to help you get managed and get rid of bad credit. The Slate credit card from Chase offers 15 months of interest-free financing on both new purchases and balance transfers. Additionally, it is the only card currently on the market that will allow you to transfer a balance without paying a baRead More...

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Posted by Mayank on February 5, 2014 in Personal Finance

The Chase PC Rewards or the Chase Priority Club Rewards credit card went through a name change on July 1, 2013 and is now known as the Chase IHG Rewards Club credit card. IHG stands for Intercontinental Hotel Group and the group consists of 9 well established brands along with 2 new ones – Intercontinental Hotels, Crowne Plaza, Holiday Inn, Holiday Inn Express, Hotel Indigo, Staybridge Suites, Candlewood Suites and the two new ones Even HotRead More...

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Posted by Mayank on January 27, 2014 in Personal Finance

All it takes to get 100 free Hyatt Gold Passport Points is 10 seconds at the maximum. Though 100 points may not be a big deal, but is sweet enough when you consider that it takes 10 seconds of your time and is free. Also, Hyatt points expire after 24 months of inactivity, so it may well help your account remain active as well. Here’s what you need to do to get 100 free Hyatt points: 1. Go to Hyatt’s Year of the Horse promotion page, enter youRead More...

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Posted by Mayank on August 27, 2013 in Personal Finance

Unlike other mortgages and debts, credit card debts are the ones which have a lot of churn – day in and day out. Usually we’re incurring new debts on a daily basis and paying them off at the payment date. Though the exact formula for calculation is not official known to the public, but there are five major factors go into a FICO score: Payment history makes up 35% of your credit score. Outstanding amount makes up 30% of your credit sRead More...

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Posted by Mayank on August 19, 2013 in Personal Finance

It may be tempting to pay off your auto loan if you have available cash. While it does make common sense to pay off your car loan when you have cash surplus, unfortunately the way our finance market works – it may not always be a good decision to do so. What you need to do is to study the impact of paying off auto loan and then take an informed decision. Credit Score is a representation of how you’re doing with credit or debt. So, if Read More...

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Posted by Mayank on August 15, 2013 in Personal Finance

Your monthly home rent is likely to be the biggest expense of the month if you live in a rented home or an apartment. Also, it is likely that you do a transfer from your bank account, either with a online transfer facility or dropping/issuing a physical check to the landlord. Did you ever wonder if it is possible to pay rent with credit card. Probably you did and then forgot about it. It is in fact possible to pay rent with credit card. Why wouldRead More...

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Posted by Mayank on August 14, 2013 in Personal Finance

Rejections are a heard break. Irrespective of the kind of rejection – rejection by your lover, rejection by an employer or a school or a college or even rejection by a credit card company – they cause a heart break, big or small. While it may not be easy to get over all your rejections or heart breaks, some of them are easy to fix. If your credit card application was denied – we will show you how to get the same credit card apprRead More...

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